The Benefits

Make no doubt about it, a short sale transaction is an unfortunate situation that does have negative credit implications.  It is a serious matter and we are here to help you and your family explore all of the alternatives that may or may not be open to you.

Everyone’s situation is different and a short sale may not be your best option.

However, if you are facing incredible financial difficulties and hardships with your housing payment being your primary burden, a short sale solution does have it’s benefits.

Here are just a few.

  • A short sale is the preferred solution to a foreclosure.
  • It does the least amount of damage to your credit report.
  • It gives you an opportunity to immediately accumulate money.
  • There will be less stress in your life.
  • There is no cost to you.  The bank gladly pays us for our intelligent exit strategy.
  • Certain programs exist (HAFA) that could pay YOU up to $3000 at the end of a short sale.
  • Purchase a new home with FHA financing in only 2 years after a short sale.
  • Rent a nicer/larger home for less than your current housing payment
  • Home prices will be down for years to come.
  • We are very discrete with our strategy, making your privacy a top priority.
  • There are no deficiency judgments for primary residence purchase money loans in California.
  • The Mortgage Debt Relief Act of 2007 (H.R. 3648) protects most homeowners from tax consequences.
  • You will always have at least thirty days notice before you move.
  • We will establish a personalized timeline for you and your family.
  • You will never be “kicked-out” by the bank.
  • Regain your financial security.
  • Replenish your family’s checking and savings accounts.
  • Experience a good night’s sleep again.
  • Once we begin you do not talk to the bank, our team does all of the work.
  • When you move we will help you negotiate a new lease.
  • Save money by renting for far less.
  • You will feel a tremendous burden has been lifted off your shoulders.
  • We are here for you, every step of the way!

Remember, industry-wide seven out of ten short sales do not work.  It takes a team of professionals to properly conduct a short sale.  Our experienced team is successful 95% of the time. 

Contact us today to discuss your solutions for a better tomorrow!

Call (877) 728-5942 or email us at SFFinancial@hotmail.com

DRE License #01704569     NMLS License #330789


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